Tuesday, August 21, 2007

bank information

ONLINE BANKING
Now Days as internet expands, more and more banksare offering online banking. Some of these banks areboth, traditional (brick and mortar banks) and onlinebanks, while others are just internet banks.
Banking online allows you to make multipleoperations from your home or office, any day at any time.
Online banking allows you to bypass thetime-consuming, paper-based aspects of traditionalbanking
You can pay on line your bills, transfer moneyamong your accounts or transfer money to other person'saccount to any place even to other country.To have all the control of your finances you justneed a username and a password and you can manageyour checking, savings, credit card, mortgage,loans, and investment accounts online from anywhere youare as long as you have a pc and internet conection.
Having OnLine Banking servicesYou can watch your balances on all your accountsincluding credit cards. Viewing the informationwith real time , you can also pay bills and transfermoney , and much more.
Most of the banks have24-hour customer supportand let you view up to more than three months oftransactions (depending of the bank)

Online banking is a very useful tool, for bankersand for customers.For bankers is very good to eliminate costly paperhandling and costly teller interaction withcustomers and for the customers it is a great save of timeand money to avoide going to the bank.
Of course there will be times when you need towithrow cash from the bank, even in those cases you canget it from a ATM unless you need a lot amount of money,you do not need to enter into a bank.
To bank online your bank gives you a user name anda password or personal identification number (PIN).You should never give your password to any body,nobody should know it but you. Your password should beunique to you and you should change it regularly. Do notuse birthdates or other numbers or words that may beeasy for others to guess.
If somebody sends you an email saying that he or she represents your bank and asks you for you password, do not answer that e-mail and get in touch with your bank telling them about it.
If someone makes you a phone call telling that heor she is from your bank and asks you for yourpassword or number of your accounts and you are not sure ifthey are really from the bank tell them to hang upthat you are going to call them.
Your user name and password are you electronicsignature and if other people knows them, they canbank online in your name .Since you would not putyour signature on a cheque in blanc and give it to anybody, you must not let any body to know yourpassword.
credits : http://www.plusplace.net/internet-banking/

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